What does foreclosure means

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Many home owners don’t know how to avoiding a Foreclosure on their property because they  don’t know  their options, one of many is a short sale ,which basically means to sale your property for less than the amount owed to the lenders and in most states without any recourse or cost to borrowers, second option to negotiate a better interest rate and payment amount by load modification, third to refinance by obtaining a load at a lower interest rate with a different lender to pay off current high interest mortgage, forth loan principle reduction will reduce your mortgage principle to current market value in turn lowering the payment some states have special federal funds to assist home owners in this matter and most bank are required by federal Government to do so.

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